Holiday Savings Accounts | Michigan Credit Union Savings I UMCU

Enjoy the holidays more and worry less.

UMCU makes is easy to save throughout the year with our Holiday Savings Accounts. Arrange for automatic deposits from other accounts, or add funds anytime you have a chance through our Online Banking tools or Mobile Banking app.

Interest paid on deposits helps grow your savings
Interest is credited and compounded monthly
No cost to open and no monthly maintenance fees
Funds automatically transferred into your Share Savings or checking account on November 1st
Any withdrawals, transfers or account closures before November 1st will incur a $5 charge
Six outgoing transfers are allowed per month* through Online Banking and the mobile app

*Withdrawals and/or transfers to another account of yours or to a third party are limited to six per month in accordance with Regulation D requirements.

Tier	Minimum Balance	Interest Rate	Annual Percentage Yield
Share Savings
	$5 deposit	0.05%	0.05%
Business Share Savings
	$5 deposit	0.05%	0.05%
Money Market Savings
$2,000 - $4,999.99	N/A	0.10%	0.10%
$5,000 - $9,999.99	N/A	0.15%	0.15%
$10,000 - $24,999.99	N/A	0.20%	0.20%
$25,000+	N/A	0.35%	0.35%
Business Money Market Savings
$2,000 - $4,999.99	N/A	0.05%	0.05%
$5,000 - $9,999.99	N/A	0.10%	0.10%
$10,000 - $24,999.99	N/A	0.15%	0.15%
$25,000 +	N/A	0.20%	0.20%
Little League
	$5 deposit	0.05%	0.05%
Minor League
	$5 deposit	0.05%	0.05%
Major League
	$5 deposit	0.05%	0.05%
Holiday Savings
	N/A	0.05%	0.05%