Use your Line of Credit to address various financial needs.

With a Line of Credit, you can access funds anytime and for any amount, up to your approved credit limit. Use this helpful financial resource to address unexpected costs or finance larger expenses. As you repay the amount of funds borrowed, you may borrow the funds again.

  • Credit lines up to $50,000
  • Access money as often as you need it
  • Adjustable interest rate - pay interest only on amount actually borrowed
  • No application fees
  • No prepayment penalties
  • Advance money into your UMCU savings or checking using Online Banking
  • Credit subject to approval; normal credit standards apply
  • Property insurance is required