Student Accounts

We've got your banking needs covered in and beyond college.

The UMCU Student Account Package is an all-inclusive bundle created with college students in mind to make banking simple and convenient while you're in school and after you graduate.

In addition to the Student Account Package, you can enjoy extra features, including:

UMCU mobile banking app
Mobile wallet for a quicker checkout experience -- Apple Pay, Google Pay, Samsung Pay
Conveniently-located branches and ATMs across campus and around southeast Michigan
Free, unlimited access to CO-OP Network ATMs and shared branches nationwide

FREE CHECKING/DEBIT ACCOUNT

Go Blue Basic Checking is the account you need for everyday spending like buying textbooks, grabbing coffee and more. There is no minimum balance, no monthly fees and it comes with a free debit card featuring exclusive Michigan designs.

SAVINGS ACCOUNT

Your access to all the benefits of being a UMCU member starts here. By staying connected to this account 24/7 with the UMCU mobile app, you can begin growing the money you need to reach your short- and long-term goals.

LOW RATE CREDIT CARD

Establishing healthy credit is essential for life events now and after college, including buying a car, getting a job, renting an apartment and more. With no annual fee, UMCU's low-rate Visa Platinum Optimum credit card is the tool you need to start buiding a strong financial future.

FINANCIAL WELLNESS PROGRAM

Learning to manage your finances doesn't have to be a lesson you learn on your own! UMCU's free Financial Wellness Workshops are designed to help college students learn valuable money management skills. Enjoy free access to online and in-person workshops year-round, as well as one-on-one financial counseling!