Skip to Online Banking Login Skip to Main Content Skip to Sitemap
  • Accounts
    • Open an Account
    • Checking Accounts
    • Savings Accounts
    • Business Accounts
    • Student Accounts
  • Self-Service
    • Mobile Banking
    • Mobile Wallet
    • Online Banking
    • Bill Pay
  • Credit Cards
    • Credit Card Overview
    • Visa® Platinum Optimum
    • Visa® Platinum Cash Rewards
  • Loans
    • Apply for a Loan
    • Vehicle Loans
    • Student Loans
    • My Choice Loan
    • Build My Credit
    • Lines of Credit
  • Home Loans
    • Mortgages
    • Home Equity
  • Resources
    • Rates
    • Calculators
    • Financial Wellness
    • Fraud & Security
    • Services
    • FAQs
    • Disclosures
    • Website Accessibility
  • About UMCU
    • Our Story
    • Community
    • What's New
    • Branches
    • ATMs
    • Board of Directors
    • Annual Reports
  • DetroitLionsLanding
  • Shop Local Give Local
  • Test Chat
  • The Team
    • #umculife
    • Careers
    • Contact
    • Culture
    • Giving Back
    • Open an Account
    • Contact Us
Search
University of Michigan Credit Union
Apply Today
AccountsCareersLoans
Locations Rates What's New Appointment
Online Banking Login
Online Banking
Apple Mobile Android Mobile
Enroll Now

Disclosures

Access necessary details that apply to our accounts and services

Contact Us Find a Branch

Review our informative disclosures.

We're excited about helping you reach your financial goals, and we want you to be fully informed.

Account Disclosures:

  • Courtesy Pay
  • Electronic Funds Transfer Disclosure
  • eStatement Disclosure
  • Funds Availability Disclosure
  • Go Blue™ Mobile Deposit Agreement
  • IRA Disclosure
  • Maizepay (Bill Pay) Service Agreement
  • Online Banking (MemberNet) Services Agreement
  • Membership and Account Agreement
  • Privacy Policy
  • Truth-In Savings & Regulation D Disclosure
  • USA Patriot Act

VISA® Disclosures:
  • VISA Debit Card Disclosure
  • VISA Clearly University Alumni Association Credit Card Disclosure
  • VISA Platinum Cash Rewards Credit Card Disclosure & Agreement
  • VISA Platinum Optimum Credit Card Disclosure & Agreement

 

 

 

Already a Member?

Enjoy the benefits of your UMCU membership by taking advantage of our special offers!

Current Offers

Become a Member!

Start enjoying all of the exclusive benefits a UMCU membership offers today!

Become a Member

Open an Account
Apply for a Loan
Contact Us
Workshops
UMCU Life
Pages within: Resources
Rates Calculators Financial Wellness Fraud & Security Services FAQs Disclosures Website Accessibility
  1. Home
  2. Resources
  3. Current page: Disclosures
scroll to top
  • Like us on Facebook
  • Follow us on Twitter
  • Follow us on Instragram
  • Follow us on YouTube
  • 734-662-8200
  • 800-968-8628
  • Routing #: 272476543
  • SWIFT Code: UMCUUS33
  • About UMCU
  • Contact
  • Branches
  • ATMs
  • Compare Rates
  • Privacy Policy
  • Sitemap
  • Website Accessibility

University of Michigan Credit Union offers a variety of valuable products and services to the University of Michigan, Eastern Michigan University, Washtenaw Community College and nearby communities. Explore our checking accounts, savings accounts, mortgages, credit cards and more. Bank online, with our mobile banking app, or at one of our branches in Ann Arbor, Ypsilanti, Dearborn and Flint, MI.

  • ©2025 University of Michigan Credit Union
  • Website by ZAG Interactive
Download our banking app from the Apple App Store
Download our banking app from the Google Play Store
Federally Insured by NCUA
Equal Housing Lender

You are leaving the University of Michigan Credit Union website

University of Michigan Credit Union is not responsible for information on or experiences you may have with other websites linked from the University of Michigan Credit Union website.
Continue